Whether you need transportation for your product, your employee, or yourself, your fleet of business vehicles is an asset that you need to protect. The purchase and maintenance of these vehicles can pile up expenses quickly, even without accidents and driving records adding to the cost. Here are a few ways you can protect your work fleet from future problems.
“Full Coverage“
All the preparation in the world cannot prevent accidents from ever occurring—natural disasters, circumstantial need and human error inevitably leave your vehicles open to potential harm. Insurance coverage exists for these very moments of misfortune! The more extensive your coverage, the less those accident expenses will cost you out of pocket and the more confidence you can have financially. It is well worth the insurance payment costs to insure your vehicles fully, rather than be forced to spend hefty chunks of your budget on the repair or upkeep of what should be a means of money-making!
Vehicle Wrapping
The little bumps and bruises your cars sustain can do more to the value of your vehicles than you realize… for one, any amount of damage to the car harms the value of the car for a future sale, should you choose to sell it. In addition, the appearance of your car is an important element of your professional impression on your customers! The more damage to your car’s exterior, the less impressive (and therefore appealing) your business may seem to potential customers. Wrapping your fleet will ensure you don’t suffer from scratches, abrasions, and other common damage that may affect your overall vehicle value. Car wraps are made of heavy duty vinyl material that resists damage to the sensitive surface of your car.
Driver Training and Certification
While you can’t control the elements and people around your car, you do have control over the people who operate your vehicles. Make sure that your drivers are trustworthy. Regardless of their past experience, it may be wise to require a mandatory training and certification process before any employee is allowed to drive your vehicles. There are current online programs that provide such training, and platforms available through which you can create your own kind of training process. Emphasize the importance of safety, caution and awareness during driving to each of your workers at all times. You may even consider providing some incentive for safe driving! The drivers of your cars are the first line of defense you have to protect your cars, so train them well.
A work fleet is an important investment for your company. Protect this asset by taking these basic measures to prepare your cars and their drivers. Company vehicles are an amazing benefit to your business, so make sure they do not turn into the biggest liability you face as a business owner.
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LEGAL DISCLAIMER
Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.