Foremost Insurance Group

As a specialty insurance company, Foremost Insurance Group serves their markets by providing insurance choices that may not be offered by other companies. So, if you're wondering whether or not they can insure a particular product, check them out. Their extensive insurance options may surprise you!

How can Foremost offer such a great selection of specialty Insurance coverages?

Foremost Insurance Group has spent the last 65 years getting to know the markets we serve exceptionally well. They understand the coverages you are looking for with the specific types of policies you may want. They’ve taken what we learned and turned that expertise into a solid business.

Foremost does this all with a level of care that they take pride in. From the people who create the policies to the representatives who process your claims, Foremost strives to serve their customers to the best of their abilities. If you're looking for in-person service right in your community, then turn to one of the thousands of highly-trained and exceptional agents that represent Foremost across the country. Agents that write Foremost can help you choose the best policy for your situation and get the discounts you qualify for and should you have a claim, from frozen pipes to an automobile accident, rest assured, a team of professionals is on hand 24/7/365 to take your call.

Go ahead, expect more. The last thing you want to worry about is having the right insurance policy.

Claims

What You Need

To help make filing a claim easier, please have the following information on hand:

Policyholder’s name and address
Policy number
Date the loss happened
Description of what happened
Telephone number so Foremost can contact you

Claims Process

Wondering how claims services work? Whether you're reporting a fender bender, a home fire, a dog bite, an employee injury, or need roadside assistance, our claims department follows the same five-step process for every claim:

Claims Assignment

Once you file a claim (please scroll up for information on how to file), it’s assigned to a claims professional. Depending on the complexity of your claim, you may work with a team of experienced claims representatives.

Initial Contact

A claims adjuster contacts you to get information surrounding your loss, talks to you about your coverage, explains how your claim will be handled, identifies ways to protect your property from further damage (for example: putting a tarp over a damaged roof or plastic sheeting on a broken car window), and schedules an in-person appointment if one is needed.

Evaluation and Estimation

Your claims professional evaluates your claim by gathering facts, inspecting and documenting damage, interviewing witnesses or others involved, and viewing photos or videos. After reviewing all of this, your claims adjuster will determine whether the loss is covered and for how much.

Resolution

We'll work with you to resolve your claim fairly by either paying what you're owed or explaining why there’s no payment on your claim.

Close the Claim

Once your claim is resolved under the terms of your policy, the claim will then be closed. If you discover additional expenses, give foremost a call and they will re-open your claim to investigate.

Please Note: Every claim is different, and some are more complex than others. Some may be opened and closed quickly while others may take weeks or even months to resolve. Foremost's claims professionals will do whatever it takes to assess your claim fairly and help you get back where you belong.