As we approach the end of another year, it’s hard to believe that the 2023 Hurricane Season officially concluded on November 30th! That is SO close! We haven’t even talked Turkey yet!
We’ve successfully navigated through this year’s stormy weather, and now it’s time to shift our focus to the festive holiday season. The good news is, no more wind and rain advisories to worry about. Thank goodness! Maybe a chill can be had from time to time (just kidding, we’re all going to be frozen) but it will be better than violent thunderstorms for sure!
Before diving into the December madness and Christmas cookies, let’s take a moment to consider a few things to ensure a smooth and enjoyable celebration of the upcoming holidays.
1. Review and Update Your Homeowners Policy
Now that the unpredictable weather has subsided, it’s an opportune time to connect with your insurance agent. Discuss any changes or updates needed for your home and flood insurance. Regularly reviewing your policy can reveal whether you require more or, in some cases, less coverage. Like we always say, another new year brings another host of different homeowner’s insurance claims! It is always great to be prepared.
2. Getting to Know New Neighbors
With Florida attracting new residents for its warmth, beaches, and laid-back lifestyle, it’s always a great idea to familiarize yourself with new neighbors. Share insights about the upcoming 2024 hurricane season, what to expect, and how to prepare. Building a friendly community fosters harmony, and having informed neighbors is always beneficial. Florida’s substantial growth in population will provide you many new neighbors from all over!
3. Holiday Travel Anticipation
Anticipate a surge in holiday travel this year. Airports are likely to experience a significant influx of travelers as well as the major roadways, which will be filled with vehicles. The Thanksgiving break will provide a glimpse of this which will give you more of an idea and confidence when traveling for the biggest holidays of the year in December. Prepare for crowded airports and plan accordingly for a smoother travel experience. Keep your belongings safe while you are gone and make sure your home is locked down with an alarm system.
4. Readying Your Home for Guests
Whether you’re hosting Christmas, Hanukkah, or New Year’s festivities, take a moment to assess your home’s readiness for a large gathering. This hurricane season may have exhausted you by having to ready the home in case of storms, but by ensuring it’s accessible and safe for guests, at that time, will make it easier for you now. Consider potential pathways and prevent accidents with thoughtful preparation and you will be ready to invite everyone on your guest list worry free!
5. Large Gatherings and Liability
With the festive season approaching, keep track of the number of people in your home. If you’re expecting the extended family, including infants, teens, and friends, ensure there’s enough space for everyone to move around safely. Properly preparing your home can prevent accidents and potential insurance claims.
If you have questions about your home, auto, or life insurance policies, we’re here to provide peace of mind. Call us at 850.244.2111 to speak with your agent or email us at service@harrisinsurance.com. Wishing you a joyful and stress-free holiday season!
LEGAL DISCLAIMER
Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.
