Request your quote for Clearwater Boat Insurance:
Clearwater Boat Insurance Provider
Florida enjoys warm weather most of the year. It's no wonder that Florida is the #1 state for boating in the US.
If you own a boat, you are not required to carry boat insurance once your loan is paid off, but insurance is always recommended! Our Clearwater boat insurance policies will help make you a happy and safe captain.
Have you always had a safe record on the water? Have you ever thought about extra protection? What could go wrong? If you are a boating enthusiast, having boat insurance is as important as having car insurance.
When cruising the beautiful Emerald Coast waterways, whether on The Gulf or one of the lakes or bays, time seems to stand still. Life is good. We want it to stay that way. This is why it is so important to carry Clearwater boat insurance.
Our boat insurance coverage will put your mind at ease. We offer the largest selection of coverages and plans to protect your boat, jet skis, yacht, or other vessels.
As Florida’s trusted provider in Watercraft insurance, we offer:
- Liability to others
- Fuel spill liability
- Medical payments
- Physical damage
- Wreckage removal
Benefits of Boat Insurance in Clearwater
Buying a boat is a big investment. You wouldn't want to take this on without additional protections. You wouldn't overlook your home or vehicles. In this same way, you shouldn't overlook your boat for damage or theft. Other Clearwater boat insurance companies may tell you otherwise, but we like to see that you are thoroughly protected in all you do.
Costs are adjustable and quality boat insurance benefits include:
Property Damage Coverage
Just like for your vehicles, when an insured peril happens to your boat, you're covered. The average boating accident just a few years ago, added up to over $10,000 in damages. With over 4,500 boating accidents in the US every year, we don't want you to take any chances. If your boat is significantly damaged in a boating accident, your costs for repairs could be even higher.
Keep in mind that your boat might have to be trailered to a specialty shop for repairs. A maritime expert will tell you what's wrong. This is where a comprehensive Clearwater boat insurance policy will take the stress out of getting your boat back on the water. A good policy will also carry emergency assistance so your boat can be towed without additional expense.
Liability Boat Coverage Insurance
Mishaps happen even to the best of boaters. If something happens out of the blue, like a sudden storm, you can find yourself blown into the path of another boat. If you don't carry liability insurance, the cost will be on you.
Physical Injuries Coverage
Just like motor vehicles, when two boats collide, there can be serious physical injuries. A quality Clearwater boat insurance policy will include treatment for all boating accidents and hospitalization if needed. A good policy will take what looks like a catastrophic accident and turn it into a more manageable situation, one from which you can recover more quickly. You never want to be responsible for someone's injuries on your boat without having full boat insurance coverage.
Boater Coverage for the Uninsured
Just as with vehicles on the road, not every boater is insured. But the damage to your boat would rean main just as real in the event of accident with someone who’s uninsured. Who will cover the costs? Boater's insurance can provide you with uninsured boater coverage. No matter the circumstances, you won't be left holding the bag.
Total Loss Replacement
Storms or fires can sink boats or damage them beyond repair. Fortunately, policies can include total loss replacement so you can be back on the turquoise waters.
Our Clearwater boat insurance policy can include such things as:
- Fishing Equipment
- Personal Belongings
- Boating equipment, such as anchors, canopies, life preservers, custom accessories, onboard power generating engines
Options & Potential Discounts:
- Transfer to Harris Insurance
- Agreed value
- Safe driver/operator
- Companion & multi-policy discount
- Multi-vessel
- Prompt payment discount
- Paid in full
- Claim free discount
- Home owner discount
- Renewal discount
When you contact us, we will discuss your preferences to design a boat policy just right for you. This way, we will help keep you and your passengers safe and protected while enjoying your favorite waterways.
Accidents happen. Even the most careful of boaters can run into trouble not of their own making. Protect yourself at every turn of the wheel. Our Clearwater boat insurance policies will have you relaxing on the sunny waters without a care in the world. Whenever you venture out on the water, safety should be your first concern.
We've been protecting our customers since 1965. And we offer the area's largest selection of A-rated national companies. Contact our experienced agents to receive a Clearwater boat insurance quote that will keep you and your family and your investments protected.
