If disaster has recently struck your home, it can be difficult to know where to start in order to get back to normal. But don’t worry! Instead, try these three tips.
File an Insurance Claim
One of the most important things you should do after a disaster strikes your home is file an insurance claim. The first step to filing a claim is checking with your insurance company about any exclusions, limits, and add-on provisions included with your policy. You should also find out if there’s a deadline to file and submit your claim.
When you file a home insurance claim, you should make sure to keep accurate records so you can submit all the necessary documentation. Don’t forget to save all your receipts and write down all the damage to your property in detail.
Clean Up
After you’ve started your insurance claim, you’ll be able to devote your time and energy to cleaning up the damage your home has sustained due to the disaster. You should start by assessing the damage done to your home, then make a cleanup plan. You could work on the largest issues across the entire home, or you could work room by room.
As you work, make sure to take breaks often and focus on the improvements you’ve already made. If your home was closed for more than 48 hours, it’s a good idea to air it out before staying inside for any length of time. Fire damage can leave an odor that is difficult to remove from your home.
Ask for Help
A disaster in your home can wreak havoc in all other aspects of your life. Your daily routine will likely be disrupted from normal for the next few weeks. This can undoubtedly cause a certain amount of stress and frustration, but you should remember that you don’t have to do this alone. One of the best things you can do after a disaster is surround yourself with a good support system. Rely on your family, friends, and experienced professionals to help you get back to normal. With a little help from your friends, the recovery process will be less daunting.
As you begin to get back to normal after a disaster, don’t forget to file an insurance claim, clean up, and ask for help. Your to-do list might be a mile long, but if you start with these three suggestions, the process will feel more manageable.
It’s always good to be prepared for any disastrous situation, and having flood insurance is a great way to be ready for a watery disaster. Check out what we offer here!
LEGAL DISCLAIMER
Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.
