Rely on Harris Insurance and Homeowners Choice to protect one of your most important investments, your home.
Life is full of ups and downs. For many, owning a home is one of life’s most exciting and rewarding achievements. But what happens when the washing machine springs a leak and damages your home's floors, walls and furniture? Or when a hurricane rips through your neighbourhood leaving destruction in its wake? Instead of hoping for the best, know that you have the best insurance coverage to protect you during these uncertain times.
Whether you own or rent your home, live near the coast or inland, Homeowners Choice offers an insurance policy to fit your individual needs. And it's easy to customize your coverage, adding more where you need it or changing your deductible for greater annual premium savings.
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Homeowners
Your home is comprised of a roof and walls. You may also have a patio, screened in pool, fences and a garage. Plus, the valuables you keep inside your home. Your homeowners policy protects them all and more.
Condo-Unit Owners
While your condo association may provide coverage for the outside of your unit, you'll want to protect the inside with a condo-unit policy. This policy provides coverage for things like counter tops and flooring.
Renters
Even if you don't own your home, you still need coverage for the stuff inside. A renters policy provides coverage for your belongings such as furniture, electronics, clothing, jewelry and many other valuables.
Dwelling Fire
Renting your home to others may be a good option to selling during a dipping housing market. If you do own rental property, you'll need a special policy to protect its structure from damage.
Equipment Breakdown
Protect your home's electrical and mechanical systems such as your heating and cooling systems, security systems, televisions, computer and other electronics from mechanical breakdown with this policy. Learn More
Business Owners Policy
You’ve worked hard to build your business and maintain your commercial property, let Homeowners Choice Insurance help you protect it. Our BOP program offers coverage for buildings, business personal property, business income (extra expense), as well as General Liability and Med Pay.
