In a litigious society, individual businesses must have both good insurance and a good head on their shoulders, to prevent commonplace accidents and other complications. You can’t prevent every accident or problem in business, nor foresee every issue. But, with some foresight and counsel from those more experienced than yourself, some things can be prevented. What are some simple things you can do to help your company not be liable for commonplace incidents?
Provide Training
There are few things which can prevent workplace accidents like safety training! Your team members need to know what can be active hazards in the workplace. They must know what safety gear to wear and how to use the tools required for their positions. It’s necessary to provide training to prevent common repetitive stress injuries, as well. Make sure to also train your employees on issues such as sexual harassment and discrimination.
Use Proper Labels
It’s critical to use proper labeling of equipment, tools, ingredients, and chemicals in the workplace. Your employees need to be aware of all safety hazards, and using labels can help with this. All safety labeling should be clearly displayed, both with primary languages and international standards of visual symbols used. Hazardous chemicals have international labeling standards that cut down on miscommunications or accidents.
Accuracy in Contracts
Your business intends to be accurate in all of its paperwork, but sometimes those lines can get blurred a bit when headed for a sale. Making sure that your contracts and other business documents are legally and lawfully accurate in all ways is an important part of preventing both misconceptions and future liability issues. You want both personal contracts and your insurance to discuss things such as personal and corporate liability in case of problems, worker contracts to know as well what liability is involved. Stating upfront all of the various standards, in careful and accurate wording, can save your business a lot of time and frustration in the long term.
Your business aims to do things correctly and protecting your team is part of that. Making sure they have good training and labels on all machinery is important if you want to prevent future problems. Should a problem arise, having done these things will also help prevent your business from being liable for those problems.
An important part of making sure your company is protected is having adequate business insurance. Start by getting a quote from us here!
LEGAL DISCLAIMER
Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.
